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post #21 of 29 (permalink) Old 11-14-2012, 01:09 AM Thread Starter
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Join Date: Jul 2012
Location: bamberg sc
Posts: 553
I can still sneak some parts in maybe,
Really want a dragos 2n1 and a programmer


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2008 RG anniversary
You can teach a idiot , But you can't teach them much
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post #22 of 29 (permalink) Old 11-14-2012, 01:10 AM Thread Starter
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Location: bamberg sc
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The worst part about owing is the interest , hate to pay more for it than it is worth


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2008 RG anniversary
You can teach a idiot , But you can't teach them much
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post #23 of 29 (permalink) Old 11-14-2012, 02:19 AM
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Join Date: Apr 2011
Location: The Woodlands, Texas
Posts: 2,585
I was fortunate to have been able to buy mine on the easy payment plan.....100% down zero monthly payment....As for mods I get what I want, when I want and the wife never complains.....Most times she will compliment me....She loved the JRi shocks just added. I am a lucky man.

2010 FLTRX Vivid Black.ABS-Security-Cruise
SE Pro Super Tuner, D&D Fat Cat 2-1 S&S 510 Cams

87hp 101tq
Contrast Chrome Agitators 19/18
Baggershield
Harley Hammock-Adj.Back Rest
King Tour Pac-Air Wing Rack(black)-Smoked LED-4 Pt.Dock-Black Latches & Hinges
Custom Dynamics LED's & Plazma Rods smoked front & rear with Magic Strobe
J&M 250w Fairing + Lower Rokkers
Saddlebag Bra
Hidden Multi-Color LEDs
Jagg Fan Assisted Oil Cooler
Kuryakyn Passenger detach. ArmRest & adj. pegs

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post #24 of 29 (permalink) Old 11-14-2012, 08:32 AM
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Join Date: Jun 2011
Location: East Central Iowa
Posts: 2,703
Garage
Early on in our marriage I got tired of never having money to do what I wanted to do, so after some serious and somewhat heated negotiations I set up a toy account for my use. It started out as just $40/wk, plus any overtime I worked went in that account. Everything else went in the joint account.
When the toy account has money I get to play. Tools, car parts, toys, whatever, all come out of that account and nothing is every said about any of it. There have been the occasional household projects that have come from teh toy account as well, which helps to keep the peace. Today the bike payment comes out of the joint account, mods come out of the toy account. Fortunately the weekly allowance has grown considerably over the last 25 years.

As far as the loans go, best advice is to do large down payments, equity or cash so you have low payments and never get upside down. Never owe more than you can quickly get out from under if needed. Take out a 5 year loan and pay it on a 3 year schedule or faster if you can swing it. There's no harm in borrowing money as long as it's properly managed.

2015 RGU CVO........under continuous change......

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post #25 of 29 (permalink) Old 11-14-2012, 09:08 AM
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Join Date: Mar 2011
Location: Fennario
Posts: 3,228
Paying off the scoot is a good idea


Grammar.
The difference between feeling your nuts & feeling you're nuts.
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post #26 of 29 (permalink) Old 11-14-2012, 09:17 AM
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Join Date: Dec 2010
Location: Jacksonville, FL
Posts: 1,081
Request the next mod as a christmas gift from her..
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post #27 of 29 (permalink) Old 11-14-2012, 09:39 AM
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Location: Central KY
Posts: 3,635
Quote:
Originally Posted by 08gezzer View Post
i can live with mine the way it is if she wants to learn to ride Being wipped has its good sides
pearls of wisdom

2010 FLTRX- r o a d g l i d e
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post #28 of 29 (permalink) Old 11-14-2012, 09:51 AM
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Join Date: Mar 2012
Location: Katy, TX
Posts: 1,764
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Yeah, I need to slow down on the mods too and pay her off. I want to be able to keep my bike if I lost my job, however, I would let go of my truck and travel trailer first before my bike. seriously.
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post #29 of 29 (permalink) Old 11-14-2012, 10:58 AM
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Join Date: Feb 2012
Location: Kansas
Posts: 3,055
i was out of debt by the time i was 30 (credit cards, student loans, jeep payment, etc.) it sucks to spend every extra dime you earn on your bills. it feels so freakin great though to earn money that you are able to spend on what you want to spend it on and not what you have to spend it on.

my debt free high only lasted a year because at 31 years old we bought a house and I got a bike too. so now it's back to paying off my bike and asking for the stuff i want for my birthday, anniversary, and Christmas.

After A LOT of nagging about the money he was spending on extra stuff for his bike, while he had bills he owed money on, his bills are paid off too with the exception of his bike. I'm sure he slid a few parts by me while he paid his other bills off and of course for his birthday, anniversary, and Christmas he got a few things wanted too

I don't bug him so much about getting his bike paid off because i have my own to get paid off and at the same time there are a few extra things i still want to get for mine

i'm not going to worry about paying off the house for another 10 years.
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