USAA Insurance-goodbye - Road Glide Forums
Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

LinkBack Thread Tools Display Modes
post #1 of 13 (permalink) Old 11-25-2012, 08:09 AM Thread Starter
Grey beard
DOOFUS's Avatar
Join Date: Jan 2011
Location: Dulles, VA
Posts: 949
USAA Insurance-goodbye

My wife and I have been USAA customers for a combined 64 years; car, house, life, cycle.

We were never at fault for an accident.

We only made one house claim for a small roof leak.

All premiums always paid on time.

Here is how they lost our business:

1. When I sold a bike -- but did not immediately add a new bike -- they dropped my mc insurance and sent me to Progressive - much higher rate -- we are now at Foremost.

2. For the last 3 years our car premiums have increased. My wife called to ask why. The response: "We have not been making enough money in Virginia so we need to increase premiums."

Once again, if you work hard and are ethical you will get screwed. DOOF

IBA# 22419
120,000k+ HD Miles
Retired Civil Servant, Navy Vet, MC Addict
DOOFUS is offline  
Sponsored Links
post #2 of 13 (permalink) Old 11-25-2012, 08:27 AM
Life Member
skratch's Avatar
Join Date: Mar 2010
Posts: 2,504
when i bought my first bike back in 02, i thought i would go with usaa. well, they wanted $600 for 6 month policy. for a sportster 883! ended up going with progressive through hd, $125 for the year. been with them ever since. though must admit, with having 2 road glides, the rate has gone up a little since then

still have my cars insured through them though. haven't found anyone who can touch them. maybe your va brethren need to learn to drive better, lol....

funny thing is, i bought my original sportster back. when i added it as the third bike on my policy, my annual rate dropped about $100. i figure if i add 9 more bikes, they'll be paying me

I understand the concept of reality, but find it too confining for a way of life.
skratch is offline  
post #3 of 13 (permalink) Old 11-25-2012, 08:38 AM
Grey beard
Andyman's Avatar
Join Date: Dec 2011
Location: New Braunfels, Texas
Posts: 953
I've been with USAA for 37 years and they'll be my last insurance co. Have my house and 2 cars insured with them, as well as all of my investments. Bummed that they don't offer bike insurance anymore in Texas. But Progressive has been ok, I just renewed my 2 bike full coverage policy for 816 including the disappearing deductible.

'03 Deuce: 88k miles and counting, '11 RGU: 75k miles and counting.
Andyman is offline  
post #4 of 13 (permalink) Old 11-25-2012, 11:55 AM
andrewve's Avatar
Join Date: Jun 2012
Posts: 7
USAA did the same thing to me, I asked why my premiums went up and they told me because there was too many claims in Texas. I've never had a claim and I get punished? I have my bike ins with Geico.

Sent from my SPH-D710 using Free App

Austin, TX
2012 Road Glide Custom
Denim Black
V&H Power Duals (Black)
V&H High output slip-ons (Black)
Screamin Eagle Ventilator AC (Black)
andrewve is offline  
post #5 of 13 (permalink) Old 11-25-2012, 01:22 PM
Life Member
mitchdm's Avatar
Join Date: Sep 2012
Location: NE FL ~ South of Jax
Posts: 1,679
I have HomeOwners brokered with USAA since they do not write in FL any longer. I called about the Auto Insurance and they were DOUBLE what State Farm is. I was shocked considering Allstate is offering auto rates lower than State Farm right now. Seems Teaser rates to buy the business is common practice today ~ then a year later you can watch your rates increase 30%. Frustrating.....

~Road Glide The only way to Fly ~
mitchdm is online now  
post #6 of 13 (permalink) Old 11-25-2012, 06:25 PM
Join Date: Oct 2011
Location: Tampa FL
Posts: 493
USAA is just not the company they once were. I was a loyal customer for 20+ years; now just have my checking account with them only. Now I'm with Allstate for insurance and who ever has the lowest rate for a loan. I don't even call/check USAA anymore because they can't complete anymore.

2013 Candy Orange
SMSgt B is offline  
post #7 of 13 (permalink) Old 11-25-2012, 08:00 PM
Bucktown's Avatar
Join Date: Jul 2012
Location: Chicago IL
Posts: 166
USAA was better when they only offered services to military and their family members.

Now that pretty much anyone can be a member has made it a very different company....

Sent from my iPhone using Free App
Bucktown is offline  
post #8 of 13 (permalink) Old 11-25-2012, 09:59 PM
jetfuel's Avatar
Join Date: Apr 2012
Location: SW Idaho
Posts: 249
Originally Posted by Chi-town View Post
USAA was better when they only offered services to military and their family members.

Now that pretty much anyone can be a member has made it a very different company....

Sent from my iPhone using Free App
+1 on that

2011 RGU, Vivid Black
Green Knights MMC, Chapter 30
jetfuel is offline  
post #9 of 13 (permalink) Old 11-25-2012, 10:05 PM
Grey beard
RoadieWingZ's Avatar
Join Date: Sep 2010
Location: Austin, Texas
Posts: 1,069
Its all about profit margins... Most insurance companies, at the corporate exec level, are more interested in making money than providing a service. They make decisions based on their bonuses and shareholder pressure not on the best interest of customers. Its a free market and so called regulations are easily managed by dlicing snd diving statistics in creative ways to reflect whatever they desire. A bit of tort reform might help ease some of the pains as well. Me and the Gecko have been friends for 10 years and i havent been screwed by him.......yet...

Road Glides Rule!!!

2009 Vivid Black FLTR, Gold Flame collection, Cee Bailey 18" TRSSC Dome, BOOM speakers, Kury FB extensions, Heritage Style bars

RoadieWingZ is offline  
post #10 of 13 (permalink) Old 11-25-2012, 10:13 PM
Life Member
HarleyLance's Avatar
Join Date: Aug 2011
Location: Washington State
Posts: 1,633
I thought you still had to be military or a family member to get insurance through USAA. Banking and investment services can be pretty much anyone though.

2010 Road Glide Custom FLTRX Scarlet Red - SE Stage 1 AC, Carriage Works Tornado Slip-on, SE SuperTuner, Jagg Fan Assisted Oil Cooler, 12" Windvest, HD Chrome Saddlebag Guards, Arc Audio MPAK 6
HarleyLance is offline  

Quick Reply

Register Now

In order to be able to post messages on the Road Glide Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Please enter a password for your user account. Note that passwords are case-sensitive.


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:


Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

For the best viewing experience please update your browser to Google Chrome