Sometimes the slot in the pin will open up a little bit, you can just use a pair of pliers to pinch the end of the pin a little to close up the slot. Bolts are a good idea if you don't remove the saddlebags much but I still use the pins because I like to take off the saddlebags for cleaning & maintenance.
I do have the wrap around saddlebag guards so if the pins come out the saddlebags won't fall off the bike, If you don't have the guards then the bolts would be a better option.
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08 FLTR candy red sunglo,with 2015 103 HO, V&H Dresser Duals with Monster Rounds, Power Vision tuner, Willy Shiny Wheels and Forks and a bunch of other stuff.