I changed my fuel filter twice on my 08 with over 100,000 miles and both times the filter was black, the filter was still working fine but it never hurts to do maintenance.
You don't need to remove fuel tank to replace filter and you can replace the filter without pulling fuel pump or disconnecting fuel lines and wires.
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08 FLTR candy red sunglo,with 2015 103 HO, V&H Dresser Duals with Monster Rounds, Power Vision tuner, Willy Shiny Wheels and Forks and a bunch of other stuff.