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post #11 of 24 (permalink) Old 07-13-2016, 02:33 PM
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Read a story once about 'out of state', 'out of province' and 'out of country' insurance.

Apparently the problem is (or was) the wording used on some of the insurance slips - especially pre computers/internet when it was much more difficult to verify coverage.

Anyway, what the travel insurance slips do is provide clear verification of locations that the policy provides in addition to the home location.

IIRC, the story also indicated that many areas have revised the slips so that an additional slip is not required.

For sure, Ontario insurers were required to change the slips that they provide. (this was nearly 15 years ago)

https://www.fsco.gov.on.ca/en/auto/a...s/a-18_93.aspx
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post #12 of 24 (permalink) Old 07-13-2016, 02:44 PM
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Originally Posted by Dmize View Post
Interesting, my Statefarm agent said my current cards are fine.

Wonder if i should push the issue
My StateFarm agent emailed me the form.
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post #13 of 24 (permalink) Old 07-13-2016, 02:44 PM Thread Starter
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OK, so I guess it depends on who you talk with! I just wanted to put that out there just in case it is checked at the border. It would suck big time to travel to the border and then be held for a stinking insurance card.
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post #14 of 24 (permalink) Old 07-13-2016, 03:24 PM
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Originally Posted by Dmize View Post
Interesting, my Statefarm agent said my current cards are fine.

Wonder if i should push the issue
It may depend on what it says on the card. Mine, from Missouri, does not say anything about Canada. What I got was something specifically for Canada. It is just an Insurance Certificate which states I am covered.

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Originally Posted by Mischief View Post
My Allstate agent said my current insurance cards are fine for Canada

Quote from my policy "it applies to covered losses to an insured cycle,
accidents and occurrences within the United States of
America, its territories or possessions, or Canada, or between
their ports. "
With mine, it is not a question of if I am covered, but can I prove it to anybody who can ask for it (i.e. LEO). If you current card says you are covered in Canada, you probably are good. If not, I'd get the certificate.

I have never been asked for one in Canada. Then again, I also have never been asked to produce my Drivers License either.

In theory, Theory and Reality are the same. In reality, they are different.
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post #15 of 24 (permalink) Old 07-13-2016, 06:54 PM
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If I remember correctly, when my father in law rented a bike a few years back they did make him aware that he would not be covered if he crossed into Canada or Mexico and liable for any misfortune that might happen when outside of the U. S.
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post #16 of 24 (permalink) Old 07-14-2016, 09:45 AM
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Allied/Nationwide insurance provides a "Non resident Inter-Province" insurance card for Canada travels.
Better to have and not need.
13 days to lift off !
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post #17 of 24 (permalink) Old 07-14-2016, 10:05 AM
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Allied/Nationwide insurance provides a "Non resident Inter-Province" insurance card for Canada travels.
Better to have and not need.
13 days to lift off !
That is what my StateFarm paper says as well
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post #18 of 24 (permalink) Old 07-14-2016, 10:13 AM
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Originally Posted by tOSUSteve View Post
That is what my StateFarm paper says as well
And in French even. Oui?

tom
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post #19 of 24 (permalink) Old 07-14-2016, 01:53 PM
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And in French even. Oui?

tom

tu as raison

(thanks google translate)
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post #20 of 24 (permalink) Old 07-14-2016, 02:06 PM
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C'est bon!

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