I think I need to shop... $107 a month. - Road Glide Forums
Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

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post #1 of 63 (permalink) Old 02-10-2014, 10:54 PM Thread Starter
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Join Date: Feb 2014
Location: Bradford, PA
Posts: 1,428
I think I need to shop... $107 a month.

Just got a 2010 FLTRX. I have my homeowners, both vehicles, and life insurance through State Farm, always have.

I have a loan on the bike and can only have a 500 deductible.

I have a crystal clean driving record. Never made any claim. Although the bike insurance does not bundle with any of the others.

Agent says its because of my age. I am 23. Although I've always gotten great rates on all my vehicles and I've had up to 5 at a time before, including high end sports cars.

I am married and such, that made a difference on my auto insurance...

Anyone else my age in this boat? 107 a month is just ridiculous...
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post #2 of 63 (permalink) Old 02-10-2014, 11:10 PM
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Location: Fort Worth / Dallas TX MetroMess
Posts: 692
That's pretty crazy. Check with Dairyland insurance. Or if you or one of your parents were in the military look into USAA.
Good luck!

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Last edited by Lucky D; 02-10-2014 at 11:12 PM.
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post #3 of 63 (permalink) Old 02-10-2014, 11:44 PM
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Join Date: Jun 2011
Location: East Central Iowa
Posts: 3,032
Well that sucks, my State Farm policy for a year is only 2 months of yours

Of course I'm a bit over twice your age.

What state are you in?? Clean record??

Credit rating can make a big difference in your insurance rates also.

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post #4 of 63 (permalink) Old 02-10-2014, 11:50 PM
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Location: East Hartford CT
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Definately shop around. I use Foremost for my bike with a couple tickets and im only paying about $600 and change with full coverage. There are alot of factors that come into play but shop around

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post #5 of 63 (permalink) Old 02-11-2014, 12:00 AM
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Location: Bama
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well over twice your age and mine is $46 a month with Dairyland

when I was your age under 25 on a bicycle was ridiculous


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post #6 of 63 (permalink) Old 02-11-2014, 04:05 AM
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ouch. I'm twice your age and only paying $28 a month for full coverage (not basic minimums either) on my CVO. State Farm here also. Has to be your age and location. Credit scores also have a lot to do with it nowadays. Not saying you have bad credit, just another thing to consider.

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post #7 of 63 (permalink) Old 02-11-2014, 04:10 AM
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$28 per month w/Foremost. 48 with clear DR though. Georgia.

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post #8 of 63 (permalink) Old 02-11-2014, 05:08 AM
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I moved all my stuff (truck, bike, home and rental ins) out of State Farm to Allstate because of what SF was charging me monthly. Allstate was cut in half with the same coverage.

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post #9 of 63 (permalink) Old 02-11-2014, 05:22 AM
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Location: Warren, Ohio
Posts: 1,989
I switched my motorcycle insurance on both bikes to Riders Insurance $44.00 a month full coverage on both the Road Glide, and the Bigdog Ridgeback.

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post #10 of 63 (permalink) Old 02-11-2014, 05:27 AM
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Join Date: May 2012
Location: Central MN
Posts: 837
I have Farmers on my CVO however they no longer take new policies so that wont help ya I do have Foremost on my other bike and only pay around $200 every six months. I am over 10 years older than you now, but even when I was your age I only paid $2XX a year with Farmers. I switched from state farm in 2002 when I bought my Heritage because state farm wanted that much ($100 a year) back then. Farmers beat state farm on all my policies and in my experiance are way easier to deal with when you have a claim

Call a Farmers agent they can give you a quote with Formost.

2012 Road Glide CVO
2008 nightster (wifes ride)

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