who has best insurance my company is crazy - Road Glide Forums
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post #1 of 30 (permalink) Old 11-22-2011, 05:26 PM Thread Starter
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who has best insurance my company is crazy

Ok who had good lead on insurance cause obviously Nationwide doesn't want to insure big bikes cause they are freaking crazy. I got a quote on my new new 103 road glide ultra and they want $1,330.00 a year WTF! My 2010 street glide was high at $530 year but shit triple that almost for the 103 road glide shit. Agent said nationwide doesn't like to insure bikes and the bigger CC the higher they price the policy to try to get people to go else where. Then the aggrivating thing is every bike night i went to at the lube in ohio had nationwide there and then the ass hats pull this crap.

my agent is going to check as he can go thru several companies like progressive etc. Iam going to check with Harley insurance.
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post #2 of 30 (permalink) Old 11-22-2011, 05:30 PM
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Have your agent do the legwork for you. I have Progressive for my 2010 Road Glide insured for $781 for 12 months.

2010 Road Glide Custom FLTRX Scarlet Red - SE Stage 1 AC, Carriage Works Tornado Slip-on, SE SuperTuner, Jagg Fan Assisted Oil Cooler, 12" Windvest, HD Chrome Saddlebag Guards, Arc Audio MPAK 6
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post #3 of 30 (permalink) Old 11-22-2011, 05:43 PM Thread Starter
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HarleyLance how old our you? Im 40 i just did a quick check on the HD insurance sight and they want $1,000 a year for it dam must be a big difference in rates with the 103 motors 1690cc motor vs the 96 with its 1584cc
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post #4 of 30 (permalink) Old 11-22-2011, 05:43 PM
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Check other agents,have State Farm,full coverage,500 deductible,covers all custom parts and acc.
$360 yr. for my 2011 RGU.


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post #5 of 30 (permalink) Old 11-22-2011, 05:53 PM
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See what Dairyland Ins quote. My 04 heritage costs $148.45 year and my 2011 RGU with 103 costs $229.20 year. Agent is Gilbert RV Ins. tel 888 784-6787.

Total = $377.65 year for both bikes!

My limits:
Liability = 100,000/300,000
Property Damage = 50,000
Comprehensive & Collision = Actual cash value up to $40,000
Optional Equipment = 5,000

Deductible = 1,000

Rental Reimbursement = 45 per day

Progressive (my old insurer) wanted $1,400+

The people at Gilbert RV Ins. are first class, give'm a call.

'11 Road Glide Ultra
'04 Heritage Classic
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post #6 of 30 (permalink) Old 11-22-2011, 05:56 PM Thread Starter
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Willy i will keep them in mind no doubt. ill let my agent see what he finds tomorrow and go from there.
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post #7 of 30 (permalink) Old 11-22-2011, 06:23 PM
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Originally Posted by ohioskully View Post
HarleyLance how old our you? Im 40 i just did a quick check on the HD insurance sight and they want $1,000 a year for it dam must be a big difference in rates with the 103 motors 1690cc motor vs the 96 with its 1584cc
I'm 53, and my bike is a 96". My coverage is 50,000 per person, 100,000 per accident, 3,000 accessory coverage and roadside assistance. 250 collision deductible.

2010 Road Glide Custom FLTRX Scarlet Red - SE Stage 1 AC, Carriage Works Tornado Slip-on, SE SuperTuner, Jagg Fan Assisted Oil Cooler, 12" Windvest, HD Chrome Saddlebag Guards, Arc Audio MPAK 6
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post #8 of 30 (permalink) Old 11-22-2011, 06:33 PM Thread Starter
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Dairyland quick quote with unisured motorist and all the hoopla, Came in around $700
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post #9 of 30 (permalink) Old 11-22-2011, 06:36 PM
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Your zipcode makes a difference, so you can't really compare your rates with somebody who lives somewhere else. When I moved from a rural area to a city, my rates almost doubled. Same bike, same coverage.

I'm very happy with Geico. I had a major claim on my bike a few years ago and the were great to work with. And they're less than the company I have my house and cars with.
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post #10 of 30 (permalink) Old 11-22-2011, 06:57 PM
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It will depend A LOT on where you live, your age, etc. I have Progressive and pay a reasonable rate, much less than what I would pay if I put the bike on my MetLife Home/Auto policy.
Just have to shop around and find the best dal for your location.
Good luck.
Ian
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