Well it's Insurance time again - Road Glide Forums
Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

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post #1 of 14 (permalink) Old 08-05-2012, 12:04 PM Thread Starter
flhr95's Avatar
Join Date: Jul 2010
Location: Ocala, Florida
Posts: 243
Well it's Insurance time again

It's about time to renew the insurance policy on the bike again and I'm looking for advice on companies fellow members have used and are happy with. Presently have foremost.

2010 Fltrx 96", Ness Stage 1 air set-up, V&H Power Duals with Hi Output Slip ons, PCV, SE204 Cams.
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post #2 of 14 (permalink) Old 08-05-2012, 12:16 PM
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Join Date: Jun 2011
Location: East Central Iowa
Posts: 3,032
My advice, pick a company and stick with them for awhile if they're not absolutely screwing you. When you jump companies every year you get no record with anyone and never get the best rates.
I've been with the same company for more than 25 years, NOBODY can touch my rates and any time I've had issues I've been treated very well.

2015 RGU CVO........under continuous change......
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post #3 of 14 (permalink) Old 08-05-2012, 01:09 PM
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Join Date: Sep 2009
Location: SW Kansas - Hugoton
Posts: 8,225
Moved to the insurance catagory.

For a wounded man shall say to his assailant,
'If I live, I will kill you. If I die, You are forgiven.'
Such is the rule of honor.

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post #4 of 14 (permalink) Old 08-05-2012, 01:13 PM
Grey beard
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Join Date: May 2012
Posts: 1,084
I use american family I've got a great rate and they have extendable policies to cover and custom parts or mods.
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post #5 of 14 (permalink) Old 08-05-2012, 01:16 PM
Grey beard
Join Date: Jun 2012
Location: western Montana,USA
Posts: 1,430
Progressive here.they have my cars and I get a Discount.Owning multiple vehicles,I only have to insure 2 or 3 at a time,then move it when I use others.Pretty convenient to do it online.

Here in Montana,I get permanent plates for the older cars,my bikes and my truck.

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2012 FLTRU-Thunderheader,T-max,tuned induction,progressive monotubes,Madstad 16 clear
2002 FXD-T-header+too many mods to list
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post #6 of 14 (permalink) Old 08-05-2012, 01:24 PM
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Join Date: Jun 2011
Posts: 233
I started with Progressive but moved to Dairyland this year. Better coverage and a lower rate. They seem to do a lot of motorcycles.
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post #7 of 14 (permalink) Old 08-05-2012, 01:42 PM
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Join Date: Apr 2010
Location: Bama
Posts: 9,355
bikes have been with Dairyland for many many years , if you do auto pay , you get an even bigger discount , they cover up to $5000 in accessories with the rate quote ..

I bumped it up to $6000 for just a few dollars a month more


So Many Highways So Little Time
2011 Ultra
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post #8 of 14 (permalink) Old 08-05-2012, 10:33 PM
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Join Date: Sep 2009
Location: Buena Vista, Co.
Posts: 992
First, keep in mind companies and their rates vary greatly from region to region. What is the best in one area may or may not be the best in another. Also, different companies like different risks ie; age groups, touring bikes versus smaller models etc.

That being said, my wife has been in insurance for 20 years now, and the best she could find for our bikes is and has been Dairyland.

There is some credence to what TDKKart said, typically carriers will offer discounts for continued renewal of your current policy making it cheaper to a certain degree over time.

2005 FLTR - 97" S&S Big Bore, Hillside Cycle Stage II Heads & Throttle Body Upgrades, S&S Rollers, Fueling Pump & Lifters, 570G Gear Drive, TTS, CFR's, Klock Werks Double Back, 104hp/106ftlbs. CB's Euro, PM Light Glide LED Kit, RC CZar Wheels
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post #9 of 14 (permalink) Old 08-06-2012, 05:11 AM
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Join Date: Mar 2011
Location: Central CT
Posts: 616
I just got a quote from progressive here in Ct. $607 for 12 months. $250 deductible and total loss coverage (for all the upgrades).

2011 Vivid Black FLTRX, 107" Rev Perf, Zippers Thundermax AT, Roland Sands Speed 7 AC, Iron Aces iPhone holder, 8" KW, V&H Duals & Black Widows, DDM HIDs, ARC 6.5's, S.E. ported heads, 30 tooth frt sprocket.

You never see a Harley parked outside of a Psychiatristís office, now do you.....
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post #10 of 14 (permalink) Old 08-06-2012, 12:03 PM
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Join Date: Jul 2011
Location: So Cal High Desert
Posts: 614
Im with Foremost , got the policy through AARP. It saved me almost 35% over what I was paying prior.

100/500/100, 500 comp and coll ded, med and uninsured coverage. 5000 in accessory coverage. $ 459.00 a year in Ca. Discounts for AARP member, licensed MC rider for more than 35 yr, recent Safety Class attendance

2011 FLTRX, 103 Power Pak, Stage 1 with Power Vision and V & H Power Duals, SE A/C, Cee Bailey TRSSC 15", Progressive 940 rear,Mono Tubes Front, C & C Fastback Seat and some extras in black here and there

Previous HDs
2005 Annv FLSTFI, Stage II 95 kit, lowered 2" - SOLD
2004 Road King Custom - SOLD
2004 Sportster 1200 r, Stage 1 - SOLD
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