Insurance Rates.... - Road Glide Forums
Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

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post #1 of 24 (permalink) Old 10-08-2012, 04:21 PM Thread Starter
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Insurance Rates....

I had to renew my insurance for the KLR650 today and while I was on the phone with the agent I got a quote for the FLTRU that will be coming soon. I nearly had a heart attack! The quote was $1500.00 and change for a year!!! I'm currently with Foremost and I get a pretty good rate for the Kawi but dang. Maybe a few factors playing with it are my state: California, My age: 28.

I'm curious if this is way to much or in the ballpark? I will most definitely shop around once the time gets closer. Any tips or tricks is appreciated.

Kevin K.
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post #2 of 24 (permalink) Old 10-08-2012, 05:32 PM
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Seems high to me. I pay 435.00 per year for the max coverage you can get with State Farm. Thats based on a 36000.00 MSRP when new


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post #3 of 24 (permalink) Old 10-08-2012, 05:34 PM
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Damn, you just hurt my feelings. I was paying that much on my 2009 Hayabusa (Californnia, married, 31 years old) I had hoped to get a break on the RG when it shows up.


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post #4 of 24 (permalink) Old 10-08-2012, 05:46 PM
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I use foremost as well. Im 37 and theres a few "infractions" on my license. I pay $600 a year with full coverage. I had them with my superglide too which i got into an accident with. They took care of me on that one so i used them for this bike too

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post #5 of 24 (permalink) Old 10-08-2012, 05:48 PM
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I pay $356 on a 2013 fltru full coverage and 30 for the chopper (just enuff to be legal). Use progressive, but I'm 60 years young lol. The agent said that the tour bikes are among the cheapest and crotch rockets the highest. Makes sense to me.
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post #6 of 24 (permalink) Old 10-08-2012, 06:26 PM
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we pay just under $700 for my 11 rgu and my wife's 11 ultra classic limited. We are in Pa. and use Rider. They even cover accessories and custom paint up to a certain amount.
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post #7 of 24 (permalink) Old 10-08-2012, 06:30 PM
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I'm with Foremost as well and only pay about $300 a year for my '11 RGU. When I had my Iron Horse Texas Chopper it was only $400 for the two of them. They gave a multi-vehicle discount.

2011 RGU with more money then sence in it.
Oh and its black because blacks faster.
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post #8 of 24 (permalink) Old 10-08-2012, 06:48 PM
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$350 a year for full coverage thru State Farm. Your age will certainly be a factor, but that seems excessive unless that's normal for CA.

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post #9 of 24 (permalink) Old 10-08-2012, 06:56 PM
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I'm 37 clean record married house, car and bike with allied. Wife has one no fault from 2 years ago and we still pay $144/month just for the bike. Time to start shopping.


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post #10 of 24 (permalink) Old 10-08-2012, 07:22 PM
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i am with dairyland and full coverage on 2012 road glide ultra and even living in the chicago city limits i only pay 430
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