Dairyland - from good to bad - Road Glide Forums
Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

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post #1 of 20 (permalink) Old 12-31-2016, 08:16 AM Thread Starter
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Dairyland - from good to bad

When I had my Vulcan Vaquero earlier this year Dairyland was $50 a month compared to GEICO at $75. Not what I expected so I went with Dairyland. When I traded for my new Road Glide recently, Dairyland's quote was $105 a month and GEICO was $50 a month. When I went to switch, Dairyland charged me a fee for early termination. I never heard of such a fee for insurance. I'll never figure out insurance companies. I am thought quite satisfied with the premiums I am currently paying GEICO. The coverage levels and deductibles are the same.
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post #2 of 20 (permalink) Old 12-31-2016, 08:27 AM
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Insurance is a pain in the arse. I have been using Progressive for a number of years now, but my home owners insurance and truck and car insurance along with my second bike get me some good discounts. Shopping around is always the best thing to do.


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post #3 of 20 (permalink) Old 12-31-2016, 08:41 AM
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I live in MA am 55 years old and have not had a ticket or accident in 15-20 years.

My 2016 Road glide is about $300 a year for basic insurance, $1000 a year for fire and theft, and an additional $1400 to add collision for a total of $2400 a year or $200 a month. I can't afford and didn't add the collision coverage. And that is the cheaper option. Living in a shithole city doesn't help. A friend 10 miles away in a different town pays 1/2 what I do?!

MA sucks for insurance costs!!
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post #4 of 20 (permalink) Old 12-31-2016, 08:58 AM
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I use Geico for the bikes. About 400/yr for the Road Glide and a bit over double that for the Hayabusa.

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post #5 of 20 (permalink) Old 12-31-2016, 09:09 AM
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Every time I swap bikes I shop for insurance. Geico, progressive, and the other big names are double what Dairyland charges. I have full coverage on the two Harleys, and everything but Collison on the rest and I pay approximately $600 a year.

Do you northerners drop Collison in the storage months?
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post #6 of 20 (permalink) Old 12-31-2016, 09:44 AM
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I pay 340.00 a year for Geico. Full coverage, collision, towing, 2k in chrome add on coverage. The truck and the wife's Hummer are on Erie Ins. As is the homeowners on this house and the rental. Erie wanted 900 a year.
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post #7 of 20 (permalink) Old 01-31-2017, 07:13 PM
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Quote:
Originally Posted by twowheeladdict View Post
Every time I swap bikes I shop for insurance. Geico, progressive, and the other big names are double what Dairyland charges. I have full coverage on the two Harleys, and everything but Collison on the rest and I pay approximately $600 a year.

Do you northerners drop Collison in the storage months?
Yes sir. Only keep comp in case of theft or fire.


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post #8 of 20 (permalink) Old 01-31-2017, 07:24 PM
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I despise insurance companies.
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post #9 of 20 (permalink) Old 01-31-2017, 08:28 PM
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Quote:
Originally Posted by thealien View Post
I live in MA am 55 years old and have not had a ticket or accident in 15-20 years.

My 2016 Road glide is about $300 a year for basic insurance, $1000 a year for fire and theft, and an additional $1400 to add collision for a total of $2400 a year or $200 a month. I can't afford and didn't add the collision coverage. And that is the cheaper option. Living in a shithole city doesn't help. A friend 10 miles away in a different town pays 1/2 what I do?!

MA sucks for insurance costs!!
Yup, mass ins sucks!

Yes I drop collision when stored in winter.


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post #10 of 20 (permalink) Old 01-31-2017, 10:38 PM
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I remember when I had my 2011 Road Glide and Ducati Monster through Dairyland it was cheaper than either one of my bikes alone now. I pay about 1250/year to Allstate for both bikes with full coverage 100/300/50 limits on liability, comp, collision and uninsured. Deductibles are $1,000 except comp is maybe $250. I live in Forsyth Co. GA which is considered an Atlanta metro area and that doesn't help. 42, no accidents. All my other stuff is with State Farm because moving it all to Allstate didn't make much of a difference. I could actually move the bikes to State Farm and get the same deal. The 2017 RGU is almost $300 more per year than the Duc.

I'm going to check out geico though!

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