State Farm - Page 2 - Road Glide Forums
Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

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post #11 of 41 (permalink) Old 06-01-2012, 07:46 PM
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Originally Posted by tdkkart View Post
Had State Farm since 1986, never had problem and they've paid great on a couple issues we've had. You guys don't even want to know how cheap my rates are.

The only thing they won't insure for me is this, Progressive has the liability policy on it:
That thing looks like it will rip! would look NASTY with a road glide fairing on it LOL Just thinking out loud

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post #12 of 41 (permalink) Old 06-01-2012, 07:53 PM
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I have had SF for years. Pay $450/yr on my 2010 and $265 for my wife's 2009 XL 1200C.

Be careful, STUPID doesn’t care what direction it comes at you from!!!


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post #13 of 41 (permalink) Old 04-13-2013, 07:14 PM
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$599 per year on a brand new 2013 CVO 110th edition RGC... compared to my $1300 06 honda cbr 1000... i was like damn.. what was I thinking with that other bike... haha 8+ years of no accidents and im 25yrs right now

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post #14 of 41 (permalink) Old 04-13-2013, 08:00 PM
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Originally Posted by Wildman View Post
I pay $455.00 per year on my 2010 Roadglide
$295.00 per year on the wifes 2007 Sporty
$443.00 per year on my 2009 Buell

I had 3 claims last year on my auto policy and yes my rates went up some but they have stuck with my and repaired all my damages. I have not had any claims with any of our bikes yet.

Hope this helps someone. I give 5 Stars to State Farm.
That is like pennies. I live in the great state of Michigan, and everyone wanted a no helmet law. Well we got it last year. It passed. Abate supporters you won. Its now your choice. . Guess what??? Eveyones insurance is jumping through the roof. $500 increase on 2 bikes for my friends. And another buddy of mine just got his policy for his 2005 fltr $1100. Wtf?? Cant wait to see mine.

Owns " One of those big wheel baggers" you can't ride
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post #15 of 41 (permalink) Old 04-15-2013, 08:07 PM
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That is like pennies. I live in the great state of Michigan, and everyone wanted a no helmet law. Well we got it last year. It passed. Abate supporters you won. Its now your choice. . Guess what??? Eveyones insurance is jumping through the roof. $500 increase on 2 bikes for my friends. And another buddy of mine just got his policy for his 2005 fltr $1100. Wtf?? Cant wait to see mine.
I too live in Michigan (Southwestern) and am insured with State Farm and have nothing but positive experiences with them. I am not sure the helmet repeal is the reason for your friends increases.

2012 and prior I paid $514 a year on my 2006 FLTRI. When the helmet repeal went through I increased my medical payments coverage to $20,000 to ride helmetless legally if I choose to and this year my yearly premium went to $553. The majority of that increase was due to my increase in medical coverage. My wife's 2008 XL1200N has an annual premium of $516, also with the minimum $20,000 medical coverage to ride helmetless if she chooses.

Personally, I am ecstatic to have the choice to ride without a helmet as too many of our freedoms are being taken away almost daily by our government.
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post #16 of 41 (permalink) Old 04-15-2013, 08:30 PM
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Originally Posted by 1drwfan View Post
I too live in Michigan (Southwestern) and am insured with State Farm and have nothing but positive experiences with them. I am not sure the helmet repeal is the reason for your friends increases.

Personally, I am ecstatic to have the choice to ride without a helmet as too many of our freedoms are being taken away almost daily by our government.
1drwfan, and others, I am all for personal freedoms. But...., let me share something with you. I am retired from state government but do some self-employment consulting work regarding Medicaid eligibility for nursing home care. I had a family as clients a couple of years ago from Bardstown. I dealt mostly with the sister and legal guardian of a 30 something year old male in a nursing home because of a severe head injury. He was divorced, had two small children and was working hard to pay off his house. Then he rode his bike without a helmet. Low speed crash, head hit a curb, very few other physical injuries. He will never leave the nursing home alive. A section of his skull is in a freezer at University Hospital and he has a large loose flap of skin hanging where the section of his skull is missing--makes it very difficult to give him haircuts and the family would like to have the skull section surgically reattached but the Medicaid program won't pay for it because it isn't "medically necessary". So, this man's life has been ruined. His children and other family members will suffer as well. And had he been wearing a helmet he would likely have healed very quickly from relatively minor injuries.

I really don't mean to preach at you, but as some on this forum would say, "Just saying".
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post #17 of 41 (permalink) Old 04-15-2013, 08:37 PM
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Originally Posted by tdkkart View Post
Had State Farm since 1986, never had problem and they've paid great on a couple issues we've had. You guys don't even want to know how cheap my rates are.

The only thing they won't insure for me is this, Progressive has the liability policy on it:
Fat boy front end, batwing bars, 350 small block, 2spd powerglide?, nova rear end? Just guessing


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2019 FLTRU, Tiggr
2016 FLTRU, Ruby, in the pasture waiting for a new owner
2012 Road King Police, rain bike/teaching aid
2011 Suzuki WeeStrom, Great Pumpkin, gravel rider.
2008 FLTRI, Miss Louise, moved on to greener pastures
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post #18 of 41 (permalink) Old 04-15-2013, 08:45 PM
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My buddy has a auto body shop he says they are the best on claims so my bike the 67 fairlane and house with state farm all the work trucks federated.We won't talk about that
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post #19 of 41 (permalink) Old 04-15-2013, 09:04 PM
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I had State Farm from the time I was 18 up until 3 years ago. Living here in South FL State Farm decided we have too many storms and stopped writting home owners policys, then they decided to start charging a lot more on auto. I've never even had a claim and was paying almost $300 a month for my cars and $700 a year for just my bike, my wife didn't have a bike at the time. Now with All State I pay $300 a year for 2 bikes and my cars cost me under $200 a month....... I won't comment, but I'm sure anybody with sense knows my thoughts about State Farm.

2010 FLTRX With Plenty of extras, goes by the name "Hardeshia"
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Also not pictured 2016 FLTRXS and 2017 FLTRXS, you never can have too many SHARKS......
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post #20 of 41 (permalink) Old 04-15-2013, 10:29 PM
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I pay 2400$ a year with State Farm to fully cover my 2012 RGC and all the goodies, a Cadillac CTS-V, a GMC Envoy, and a Ford Expedition. My CTS-V is almost 80$ a month buy its self. I have had no tickets until recently, LOL, and I am pretty happy. I have not had to file claim ever but I have been assured from my agent that I will be fully reimburst for any extras I put on any vehicle so long as I have a receipt..... Our home is insured through SF as well but that is handled through Escrow, and it does help with our discounts to.
As far as why the rates vary so much it has alot to do with your geographical location the way I understand it.


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RGC Vivid Black,Yaffe extended BagsRC Components "Calypso" Chrome wheels,with matching rotors,HHI Stripper Bars,CFR Slip-Ons CAT Removed
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