State Farm - Page 3 - Road Glide Forums
Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

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post #21 of 41 (permalink) Old 04-15-2013, 10:50 PM
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Quote:
Originally Posted by calgaryglide View Post
Fat boy front end, batwing bars, 350 small block, 2spd powerglide?, nova rear end? Just guessing

WideGlide(I think) front, OEM baars off my '01 Ultra, late roller cam 350 Chevy, turbo 350, Ford 9" narrowed to 50".

Here the build pics:
http://www.tdkmotorsports.com/trikeb...rikebuild.html

Took 2 years to build, state inspected and licensed in November of 2007.
Sadly, due many factors, including selling/buying/moving to a different house in 2008, tornado recover in 2009, broken leg in 2010, new RGU in 2011, it's got less than 700mi on the clock. If I could find someone with $10,000 cash it'd go away.
Most of the fun for me is in the build.

2015 RGU CVO........under continuous change......
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post #22 of 41 (permalink) Old 04-16-2013, 10:11 AM
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I had SF years ago and had problems with them after a claim. I fought with them for almost 3 months at which time they cancelled my policy. Several months later they sent me a letter admitting that they were at fault and wanted me to come back. I told them to piss up a rope.

All my insurances are now through one agency and my 3 HD's have Full coverage for the entire year. My insurance is through AARP Foremost and I pay $642.00 a year including accessories.
post #23 of 41 (permalink) Old 04-16-2013, 05:34 PM
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I have been with SF since 1983 and no complaints, but I have never filed a claim except for windshields on the cars. Everything we have is insured thru them. My yearly full coverage on the 09 is only $355.

I shopped around previously with other insurance carriers but no one could match what I get from SF.

2009 FLTR MOP
"A Goverment should fear it's people not vice versa"
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post #24 of 41 (permalink) Old 04-18-2013, 08:07 AM
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Bike insurance

Just did a quick check on rates from Allstate. I got info in the mail saying they now insure bikes in New Jersey, and if you combine policies they offered a discount.
What a laugh.
Even with the discounts they were higher then my current insurance company for my bikes, Foremost.
As for the car and house policies, they were so high even the agent said they have never saw rates that cheap.
My current home and auto policy is with a small company named American Commerce, Columbus Ohio. Great rates.
Needless to say I didn't switch.

in my garage now...
2007 Dyna Screamin Eagle ... SOLD !
2011 RGU Merlot SunGlo
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post #25 of 41 (permalink) Old 04-18-2013, 03:08 PM
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When I had my '08 Wide Glide I paid $520/yr thru Progressive. I switched to State Farm and it dropped to $280/yr for same coverages. I bought my '12 Road Glide and it is now only $320/yr. It's worked well for me so far.

As for the MI helmet repeal, I'm skepticle the increase was due to the help law repeal. Also, regarding the story about the person that got hurt: yes it's a sad story. Riding motorcycles is a dangerous business. Take it seriously. However, I CHOOSE to ride and I don't need the government to protect me from myself, my hobbies, or my freedoms. NO amount of "safer crashing" will ever replace "safer riding", no matter how much you legislate.
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-TLKurtz (Mr. Wizard) - Blackhorse Cavalry Nomads VMG member (2/11 CAV - East/West German Border)
2015 RGS - Vivid Black and loads of fun.
Reside in Vegas. I keep cold beer in the fridge for all visitors.
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post #26 of 41 (permalink) Old 09-17-2014, 04:49 PM
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State farm ins for motorcycles sucks. If you have them and never have a M.C. claim your fine. But if you do file a M.C. claim you will regret having state farm. I'm only talking M.C. here nothing else. They might be great with auto and or home claims. This is from MY personal experience.
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post #27 of 41 (permalink) Old 09-23-2014, 08:50 PM
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Quote:
Originally Posted by harleyrider guy View Post
State farm ins for motorcycles sucks. If you have them and never have a M.C. claim your fine. But if you do file a M.C. claim you will regret having state farm. I'm only talking M.C. here nothing else. They might be great with auto and or home claims. This is from MY personal experience.
Any chance you want to elaborate so we better understand "why"?

-TLKurtz (Mr. Wizard) - Blackhorse Cavalry Nomads VMG member (2/11 CAV - East/West German Border)
2015 RGS - Vivid Black and loads of fun.
Reside in Vegas. I keep cold beer in the fridge for all visitors.
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post #28 of 41 (permalink) Old 09-23-2014, 10:08 PM
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disclosing what you pay for insurance is irrelevant unless you include your level of coverage, if you have uninsured motorist, amount of accessory coverage and annual miles covered.

For my 2013 Road Glide Custom I have Allstate and I'm paying $854 year.

My coverage includes:
-Liability 100,000/300,000
-Property 100,000
-Uninsured 100,000/300,000
-Accessory 6,000
-Ded 1,000 for collision & 100 for Comp
-No medical
-est miles driven 10,000-12,000
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post #29 of 41 (permalink) Old 09-24-2014, 07:56 AM
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I have State Farm for the bikes and Allstate for home/auto. Can't get better rates anywhere else, even between the two, it is really bizarre. I have had very positive experiences with both, and have had to unfortunately file claims on both auto and MC.

Less than two months after I started my MC policy with State Farm the wife and I wnet down in Florida during bike week. After getting back to the condo from the hospital I called State Farm. When we arrived back home Monday I already had voice mails from the adjuster and my agent. The adjuster traveled to my friends house to look the bike over the same day. My agent offered to come to my house to pick up the medical bill paperwork and get it filed. Got my initial offer totaling the bike out on Tuesday, went back and forth a little describing the minor mods on the bike, agreed on Wednesday to the offer (I decided to keep the bike as it was cosmetic), my agent delivered the check to my house on Thursday. Rates didn't go up, and after repairs took it to the agents office and gave copies of receipts and full coverage was reinstated.

Have had to file a couple of car claims with Allstate (son rear ended someone, he hit a deer and hail damage to the wifes). Not quite as fast but still prompt and fair service, no rate increase, although I pay for the accident forgiveness.
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post #30 of 41 (permalink) Old 09-25-2014, 07:16 PM
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Quote:
Originally Posted by TLKurtz View Post
Any chance you want to elaborate so we better understand "why"?
Sure, I'll explain why I say that State Farm Ins SUCK when it come to motorcycle claims.
My 2012 RG Ultra in very good condition with 61,312 miles,was recently totaled by State Farm, (I laid it down not them). Including $815 out of my $3,000 of extras they felt like paying, the offer is $12,862 ( rounded). They are supposed to pay Full Retail. Full retail is closer to 22K. Their adjuster will not budge on that offer, even after I showed him Kelly blue book, Nada and legitimate sales of the same M.C.
There is NO negotiating, take it or leave it. He also said I could withdraw my claim or buy it back and have a salvage title and receive a check for $5875.
I hope you can understand why I say what I do, and can now agree with me.
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