Out with the Old In with the New - Road Glide Forums
Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

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  • 2 Post By ChromeSpark
  • 3 Post By Swomack
  • 1 Post By smitty901
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post #1 of 10 (permalink) Old 04-09-2018, 02:12 PM Thread Starter
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Out with the Old In with the New

Well as you might tell I've gone with new insurance from a new Agent. Last year the Dairyland policy went up some, wasn't happy, but it wasn't that bad. This year whole new game, they raised the renewal by about 25%, no real changes other than another year gone by. Almost a grand for insurance is not going to happen! Contacted TWFG Insurance Services agent Dan Herrera (832) 364-663zero. After a short conversation, my insurance bill dropped by almost 1/2 and the policy is with Progressive. He has about 10 companies to compare. Also mentioned the auto policy and it is now almost 1/2 what I paid for it before and it's still Progressive.

I don't work for these guys, but very willing to put out a good word about the agent, Dan, very nice to work with on the phone and I saved some coin. In conversation he's a powersport enthusiast and made it about as painless as possible. I used to think that agents being involved would just add cost to the insurance, not anymore. I think I've got a keeper! Maybe give him a shout and see if he can help you.
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"It's a motorcycle, it´s not supposed to be comfortable, quiet or safe. The wind noise is supposed to hurt your ears, the seat should be hard and riding it should make you s**t your pants every now and then."
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post #2 of 10 (permalink) Old 04-09-2018, 02:17 PM
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Sounds like it all worked out nicely for you brother

Now with the cost savings "Let More Mods Begin"

LOL

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post #3 of 10 (permalink) Old 04-09-2018, 03:08 PM
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When they hit with an unjustified increase drop them and move on. Progressive out of the blue almost doubled my rates. No reason given. I would have been paying more than a person I know with 2 DWI conviction. One c call to another company problem solved . Then I called Progressive and switch my my cars also saved a few buck again. No loyalty once your name comes up for a see if we can get more out of them.
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post #4 of 10 (permalink) Old 04-09-2018, 03:51 PM Thread Starter
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Originally Posted by smitty901 View Post
When they hit with an unjustified increase drop them and move on. Progressive out of the blue almost doubled my rates. No reason given. I would have been paying more than a person I know with 2 DWI conviction. One c call to another company problem solved . Then I called Progressive and switch my my cars also saved a few buck again. No loyalty once your name comes up for a see if we can get more out of them.
Yeah, Dan said if it happens call him and he'll hunt down another policy. He stated you can always find it lower somewhere and that is his job to find it.


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"It's a motorcycle, it´s not supposed to be comfortable, quiet or safe. The wind noise is supposed to hurt your ears, the seat should be hard and riding it should make you s**t your pants every now and then."
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post #5 of 10 (permalink) Old 04-09-2018, 04:36 PM
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Every year I get an online quote from around 5 different insurance companies for my house, car, and bike. It's incredible how they change their rates. I wind up changing at least one of my insurance policies to a new company about ever two years. It's nothing personal; it's your zip code. And for some reason, each company has a different rating for the same zip code.


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post #6 of 10 (permalink) Old 04-09-2018, 09:40 PM
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I got a quote from the same insurance company for the same coverage that was lower than the renewal notice. What?

They just randomly move it up since most are too lazy or too busy to shop around.


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post #7 of 10 (permalink) Old 04-09-2018, 09:51 PM
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I'm insuring two bikes

2018 - RGS Full coverage, $1,000 deductables
2002 - Fat Boy Liability only

Both bikes, prepaid for 1 year $214 thru Dairyland, they were the lowest by far, My dad has had Dairyland for years and never that big of an increase, is there other factors that may have changed?
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post #8 of 10 (permalink) Old 04-10-2018, 12:44 AM Thread Starter
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Originally Posted by gldlver View Post
I'm insuring two bikes

2018 - RGS Full coverage, $1,000 deductables
2002 - Fat Boy Liability only

Both bikes, prepaid for 1 year $214 thru Dairyland, they were the lowest by far, My dad has had Dairyland for years and never that big of an increase, is there other factors that may have changed?
No like I said just another year gone by. Oddly the reason I was with Dairyland was that Progressive pulled the same a few years back. Now the roles are reversed.

In talking with the agent he stated that zip code has more to do with rates than almost anything, because the ins looks at the claims made per zip code & if they are higher, everyone in that zip code is charged more. So my take is that Dairyland must be seeing big hits in this zip code and Progressive is hungry for business. Who knows


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post #9 of 10 (permalink) Old 04-10-2018, 05:56 AM
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Progressive wanted 800+ for me. I pay 425 a year with geico and that's with $7500.00 add on for accessories. When it was the free 2k in acc. It was 325 a year. Hasn't gone up in 5 years.
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post #10 of 10 (permalink) Old 04-11-2018, 12:33 AM
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Yep Geico here also. My old 07 was $120 a year, low $250 deductibles and my new 18 is only 235$ a year same policy with roadside assistance!!
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