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Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

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post #11 of 15 (permalink) Old 05-29-2018, 07:11 PM
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1300 is really a big amount for an insurance. 300-500 dollars a year is just fair but it should include important inclusions too.
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post #12 of 15 (permalink) Old 05-29-2018, 09:38 PM
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I have Dairyland and pay about $430 a year total for full coverage for my 2016 RGS and the wifeís Can Am Spyder F3. I keep a fairly high deductible at $1000 and that saves on the premium. People donít realize it, but your credit rating has a big effect on your insurance premiums.
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post #13 of 15 (permalink) Old 05-30-2018, 06:07 AM
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Originally Posted by 123WBD View Post
The only factor I could see being an issue is my age. I've never had an accident or a speeding ticket before. Age is the only thing I can think that it might be
You don't even want to know how little I pay for motorcycle insurance.

Company doesn't matter. You have to shop around. What is lowest for me might not be lowest for you. I have had to change companies almost every time I rotate bikes in or out of my stable.

There are so many factors that go into the insurance calculation.
Age
Marital status
location
location where the bike is stored
credit score
traffic record
how many bikes
bundling with house and cars
Safety Training credit
education level
amount of coverage
deductibles
etc.


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post #14 of 15 (permalink) Old 05-30-2018, 06:25 AM
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Originally Posted by Bruckus View Post
Give this one a shot. Markel is who I use and it gives me great service and price. Insurance is a weird thing. price is good for one person and not good for the next. Always good to shop around.

https://www.markelinsurance.com/motorcycle
Markel also.

2016 RGS 250/500/250 UIM $500 deduc. $746
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post #15 of 15 (permalink) Old 06-16-2018, 10:58 PM
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True.....but if you drop the uninsured motorist and they only have the mins...you are in big trouble...so yeah its cheaper...until someone takes you out and they are NOT insured..Or..they only carry the min amount.. uninsured motorist is for your benefit.... I know.. I was blasted from behind and was off almost 4 months from work and yes.. i had uninsured motorist and if I had not,,I would not have been able to replace my 2017 RGU shark with a 2018 RGU Shark... be blessed all

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