I've had Markel American full coverage on my Harleys' for over 12+ years now and I think I'm going to have to fire them.
I just received my invoice from them for the 2020 season and, get this, the rate has increased 270%!
Yes, just jumped from $184/year to $497/year.
There has been no claims, no coverage changes, no tickets in all the time I have been a client.
I live in Montana but I carry a little more than state minimum coverages. As an 'upper states' owner/rider, I pay for 6 months of this coverage without even operating the vehicle, so their risk is actually cut in half, too!
Last year they wanted to increase my premium by 30%, from $178 to $230, but after talking with their agent he lowered my rate to $184, so I paid that premium.
I will NOT pay this $497 premium. I will have a 'discussion' with them before my premium is due, but I anticipate filing a claim with the state insurance commissioner abut this horrendous increase.
The bike has been paid off for well over a year, and although I had requested by phone and by mail that the lien-holder be removed from the policy, it is still listed on the policy documents.
Very unprofessional and greedy company.
AVOID THIS INSURANCE CARRIER AT ALL COSTS!
If your not living on the edge, you're taking up too much room...