Join Date: Jul 2011
Location: Spanish Fort Al AKA L.A.
I was recently laid up for a few months due to having shoulder surgery. And we all know what happens when we cant ride...WE SHOP!
So still not able to go back to work but able to ride a little bit I got out of the house and went for a ride. My local HD had been closed down so I road to the next place with bikes on my way to the beaches.
I stopped by a Victory Dealer just to browse and must admit I like what I saw with the exception of the styling of the fairings. They had a Anti-Freeze Green Cross Country that I liked for the most part and got me to thinking.
So later in the week I checked my insurance to see what it would cost and for the same coverage there was only $1. difference for the year. Seriously? Mine is an 07, vs a 2013 $20,000+ bike and only $1. difference.
I chalked it up to repair cost and theft rates etc. After all who wants to steal a Victory?
I had thought I had a good rate as I was paying less than $100 per month for both mine and my wifes Fatboy for full coverage. I had recently sold her bike and my rate went down a jaw dropping $25. to $72. per month. They told me it was because I was loosing the multi-vehicle credit.
Now I had been with Progressive for a number of years , was a Diamond member with a spotless record as for being at fault. I am a "mature driver" so should be getting great rates.
Well the whole Victory thing got me to thinking so I called GEICO just to compare rates.
GEICO rated me at $350. per year vs $865 for PROGRESSIVE and that is with higher coverage amounts with GEICO. If I had quoted Apples for Apples the savings would be even more.
I am in the process of checking my auto insurance as it seems they are going to save me about another $25. per month of $300 per year on that. Need to talk to a live person about the motorcycle discount with auto insurance combined.
I am so P. O'd' at PROGRESSIVE as they could have lowered my rate accordingly when I re-quoted after selling my wife's bike. And then they had the nerve to try to save the account by offering me better rates...
I HATE THE FACT THAT MOST COMPANIES WILL SCREW YOU JUST AS MUCH AS THEY CAN... SO BUYER BE WARE AND CHECK YOUR RATES OFTEN, NOT ONLY FOR INSURANCE BUT TELEPHONE, CABLE, ETC, .
Lord Help me to be the Man my Dog thinks I am!
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Last edited by TearlessTom; 06-22-2013 at 10:18 AM.