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Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

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post #1 of 29 (permalink) Old 03-04-2011, 07:11 PM Thread Starter
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Foremost

I have had state farm on most of my bikes over the last 10 years. We are buying a house, so it was a good time to shop around. I found that Foremost insurance is half the cost of State Farm,.. yes,.. half! If they ask me to do a commercial I would do it, because they saved me $674 a year on my Harley insurance alone (not to mention $400 and change for my wifes bike). Needless to say, I changed insurance companies today to Foremost. It is actually through the Farmers insurance agent incase that may help you find an agent.






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post #2 of 29 (permalink) Old 03-04-2011, 08:41 PM
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State farm quoted me 3 grand a year for my bikes. I had to laugh and ended up with foremost for a few hundred
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post #3 of 29 (permalink) Old 03-04-2011, 08:51 PM
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I'll have to check them out.

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post #4 of 29 (permalink) Old 03-04-2011, 10:40 PM
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Wow, I pay about $450 or so a year for my RG. It's not the cheapest though.

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post #5 of 29 (permalink) Old 03-05-2011, 07:36 AM
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I have to check them out also although I got a pretty good deal from Riders. Save a buck on insurance spend a buck on the bike....

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post #6 of 29 (permalink) Old 03-05-2011, 07:58 AM
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I have to check them out also although I got a pretty good deal from Riders. Save a buck on insurance spend a buck on the bike....
I have Riders also and I presently pay less than $600.00 for 2 bikes. I got a quote from Foremost and I would save about $65.00 a year if I dropped my insurance coverage down in the winter while I wasn't riding. However, sometimes we are fortunate to get to ride in some winter months so I didn't think it was worth doing the switch.

Riders will not insure anyone with Doner Bikes so that is one reason they also keep their rates down.
post #7 of 29 (permalink) Old 03-07-2011, 07:44 PM
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thanks CHAINSAW!! Foremost was def the cheapest for me! i pick up my new RG tomorrow! GEICO quoted me $1080 and Foremost was half that with BETTER coverage! i owe ya a beer. Just waiting for the weather to break, we got a foot of fresh snow yesterday


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post #8 of 29 (permalink) Old 03-07-2011, 08:39 PM
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Thanks for the tip. I've been with State Farm for 23 years. I insure 2 motorcycles and 3 cars through them. Looks like it's time for me to save some money. As long as their policy is equal to State Farm I'll make the change.

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post #9 of 29 (permalink) Old 03-07-2011, 08:49 PM
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I am all about saving a buck but sometimes you have to watch out for these cheap insurance companies. Wreck a bike and they want to use cheap aftermarket parts to fix your HD. Im not saying that is how this company is as I am not familiar with this company. But my buddy hit a deer on his 3 month old brand new Street Glide and Progressive wanted him to take it to a private auto body place instead of the HD store and REPAIR his cracked outter and inner farring that was black ice/blue ice instead of replace them. He argued and finally got them to replace the farring. He switched shortly there after to Dairyland.
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post #10 of 29 (permalink) Old 03-07-2011, 09:11 PM
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I am all about saving a buck but sometimes you have to watch out for these cheap insurance companies. Wreck a bike and they want to use cheap aftermarket parts to fix your HD. Im not saying that is how this company is as I am not familiar with this company. But my buddy hit a deer on his 3 month old brand new Street Glide and Progressive wanted him to take it to a private auto body place instead of the HD store and REPAIR his cracked outter and inner farring that was black ice/blue ice instead of replace them. He argued and finally got them to replace the farring. He switched shortly there after to Dairyland.
Progressive is notorious for farming paint repair out to a company called Colorworks. They do half ass work and we HATE having to send our customers paint repair there. We got a tank back from them that was in a box that was too small and packed with paper towels. It had a huge dent in it and we had to send it back to them for repair.

State Farm had the dealer repair my fiance's car with junk yard parts. I promptly moved her onto my USAA policy.
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