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Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

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post #1 of 20 (permalink) Old 04-04-2011, 07:19 AM Thread Starter
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insurance

Looking to get insurance for the new 2011 FLTRX103 that is coming in later this month. Any suggestions on who has the best rates? So far the best that I have found is Progressive via HOG.
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post #2 of 20 (permalink) Old 04-04-2011, 07:24 AM
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Safeco is very goood

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post #3 of 20 (permalink) Old 04-04-2011, 07:29 AM
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Insurance rates vary greatly from state to state. No point in getting info unless it's from someone in your state.

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post #4 of 20 (permalink) Old 04-04-2011, 07:39 AM
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Originally Posted by EdY39 View Post
Insurance rates vary greatly from state to state. No point in getting info unless it's from someone in your state.

Thats the best info. For Michigan I found Progressive thru HOG was the best, even if don't believe their political views.


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post #5 of 20 (permalink) Old 04-04-2011, 11:11 AM
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How much is Motorcycle insurance in Michigan?
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post #6 of 20 (permalink) Old 04-04-2011, 11:53 AM
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How much is Motorcycle insurance in Michigan?

$657 for 12 mo. full coverage 100/300/100, $500 deduct, full value replacement for up to 4 yrs. I'm 35 with 1 speed ticket a year ago. the closest I could come was over $700 through other companies. The company ChainSaw suggested was a little $1200


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post #7 of 20 (permalink) Old 04-04-2011, 02:09 PM
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Massachusetts: $2251 for 12 mo. full coverage.
Bodily injury by uninsured: 100K/300K; Damage to someone else property: 100K; Optional body injury to others: 100K/300k; Bodily injury by under insured: 100K/300K, $300 deduct, full value replacement. Its full top coverage and expensive. I have a short riding season which cuts the total in half. Add in two cars to the mix and I am pushing over $5k for auto/bike insurance. Oh, by the way perfect driving record until... one small $1500 crease to my passenger side rocker in a parking lot leaving the drive up ATM. They deemed it more then 50% my fault back in 09. They tag $500 to the most expensive motor vehicle I own per year for six years. (more then the cost of the claim!) 4 more years to go.... The cities & towns charges $25 per thousand for excise tax per year. 6.25% sales tax before getting registration plates from the RMV. High cost of driving in MA!
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post #8 of 20 (permalink) Old 04-04-2011, 02:17 PM
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is right! Mine almost doubled going from the 99 RG to the 11 RGU and I . Now I don't feel so bad. You almost need a second job just to pay for insurance!


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post #9 of 20 (permalink) Old 04-04-2011, 03:16 PM
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Geico

Believe it or not.
I had always hear they were THE most expensive insurance carriers around but they done me right.
I had been paying $650.00/yr for liability only with Allstate on my 11yr old Kaw but now I pay $500/yr for full coverage on my 2011, HD, Road Glide.
My coverage sounds about the same as what you're getting.
I would get a quote from Progressive online and take that to Geico.

I make no promises, your experience may vary.
Maybe not though.

Good luck.
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post #10 of 20 (permalink) Old 01-01-2012, 06:50 AM
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Massachusetts: $2251 for 12 mo. full coverage.
Bodily injury by uninsured: 100K/300K; Damage to someone else property: 100K; Optional body injury to others: 100K/300k; Bodily injury by under insured: 100K/300K, $300 deduct, full value replacement. Its full top coverage and expensive. I have a short riding season which cuts the total in half. Add in two cars to the mix and I am pushing over $5k for auto/bike insurance. Oh, by the way perfect driving record until... one small $1500 crease to my passenger side rocker in a parking lot leaving the drive up ATM. They deemed it more then 50% my fault back in 09. They tag $500 to the most expensive motor vehicle I own per year for six years. (more then the cost of the claim!) 4 more years to go.... The cities & towns charges $25 per thousand for excise tax per year. 6.25% sales tax before getting registration plates from the RMV. High cost of driving in MA!
That is absolutely outrageous. Those are super coverage numbers but thats alot of money to dish out for a premium

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