Geico beats Progressive - Road Glide Forums
Motorcycle Insurance Let's list our insurance companies here, what we pay them and if your experience with a certain company has been good or bad.

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post #1 of 13 (permalink) Old 09-02-2013, 06:21 PM Thread Starter
Join Date: May 2013
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Geico beats Progressive

I have had USAA insurance for years and was always very happy with them. A few years back they stopped insuring motorcycles and sent us to "Progressive for USAA members." They seemed OK and the price seemed reasonable although I never really shopped it. We have a 2001 Road King, a 2005 Deluxe and in June I bought a 2012 RGU (the Deluxe is for sale if anyone is interested. With the RGU our premium went up to $1,002/yr. for all three which seemed a little high. I read several posts here that talked about Geico vs. Progressive but I had not had the time to shop the premiums. This afternoon I went on-line and got a quote from Geico for the same basic coverage limits, etc. $288 for all three bikes, a $715 savings!!

I called Progressive and they said there were no policy underwriters working today. I will call back tomorrow but can't believe they will match the premium. If not I am changing the coverage the same day.

I am going to take a look at Geico for the cars too. I have had a Porsche fr 40+ years and in the old days Geico would not insure them but now this has changed. I am kicking myself for not shopping his sooner!
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post #2 of 13 (permalink) Old 09-02-2013, 06:30 PM
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I have USAA for my cars and they sent me to Progressive too. I called around and DAIRYLAND INS beat them all by far. Of course this is always subjective to coverage, age, driving record, and of specific bike value.

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post #3 of 13 (permalink) Old 09-02-2013, 06:51 PM
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I used to be a die hard USAA member/supporter, but I think they have went down the drain. Their loans and insurance rates are not even comparable in today's market. For me, Allstate has the lowest insurance rate for Florida because uninsured motorist on your vehicles applies to your bikes.

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post #4 of 13 (permalink) Old 09-02-2013, 07:44 PM
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Switched my home owners, 3x car , 1 motorcycle 2 weeks ago from Gieco (car & cycle) and house (Nationwide) to Statefarm and it will save me 3600 per year.

On another positive note, refinanced my house and dropped my payment by 6k per year!!!

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post #5 of 13 (permalink) Old 09-02-2013, 07:49 PM
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I have GEICO and have 3 bikes on it for 6 bills a year. Its not their best coverage but not their worst either. I hear Foremost is an other reasonable company. A lot got to do where ya live.

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post #6 of 13 (permalink) Old 09-02-2013, 08:40 PM
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I am back with State Farm for bikes, cages, homeowners, and umbrella policies. Switched insurance on bike to Geico 4 years ago. Rate was good. But...., it cost us a lot more for our umbrella policy. During the time I had Geico I called Progressive for a quote. They were MORE THAN 3 TIMES what Geico was. Then, Geico really p***** me off. Called Dairyland, good rate for my bike--but they only write high risk (meaning low coverage & high premiums) coverage for cages. Anyway, here I am back with State Farm for everything--it really does pay to bundle your policies.
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post #7 of 13 (permalink) Old 09-02-2013, 09:36 PM
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Progressive beat Geico for my bikes and cars, it's who I use.

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post #8 of 13 (permalink) Old 09-02-2013, 10:26 PM
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Good timing thread. I just switched from Geico back to Allstate and saved $500 on auto, and $250 on my motorcycles. Funny thing, Allstate has certainly changed their attitude from a few years ago when their rates went through the roof.

I would definitely shop around for the best deal.

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post #9 of 13 (permalink) Old 09-02-2013, 11:26 PM
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I'm with dairyland, as usaa dropped motorcycles, progressive was high, went with foremost for a couple years, they are a part of allstate now, but dairyland is the most reasonable by far

in fact, since I passed my insurance test, may find out about selling dairyland,
not sure about interstate agent rules and all but, their price point is certainly very good.

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post #10 of 13 (permalink) Old 09-03-2013, 02:03 AM
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when did usaa drop motorcycles? I'm still insured with them on my Harley (california)
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