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Not long ago I posted my comparison for my bike insurance from GEICO and Dairyland. Very close, the edge went to GEICO.

But...., reading forum threads got me interested in seeing how much full replacement coverage would cost me. GEICO doesn't have full replacement. And a lot of good things have been said about Progressive insurance so I called them. Had my GEICO policy right in front of me. Currently, my GEICO premium for my Fat Bob is $525 per year, will increase to $566 per year when my '13 RGC arrives. So, going down the page, item by item, of what I now have the Progressive guy figured everything and came up with $1,849 for a year with full replacement value (max of 2 years for full replacement coverage) and $1,822 per year without the full replacement coveraqge. WTF ???. We double checked all the coverage amounts. Exactly the same coveage amounts. He seemed truly astonished at the GEICO price. And yes, my cage is also now insured with GEICO but to also insure my cage with Progressive would not have made much difference in the Progressive quote.

$566 vs $1,800+ ??? Go figure.

Louisville Joe
 

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I had Progressive several years ago, and they doubled my annual rate for no reason. I have had one moving violation in my life and it was 13 years ago. I immediately went to GEICO and haven't looked back. I don't know what they smoke at Progressive. Others swear by them, but that was not my experience.
 

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hoyl crap you're right! thanks for posting this...I just got the HD with progressive when I bought the bike,about 800 a year..I just checked Geico and can get the same policy for 160 bucks. what a difference! now to find out when my expiration date is.

EDIT: changed to Geico for the better rate,not progressive.
 

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I would not have GEICO if it was given Free!
 

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please tell us why...
GEICO stands for Government Employees Insurance Company. It was started by a retired Politician. It was the only insurance company that was allowed to sell insurance to Service members on base, and at High rates and would not sell to some. The refused to sell Motorcycle insurance to some and refused to pay for claims from others. They were the only game in town until a lawsuit proved it was a monopoly.

I will NEVER buy from GEICO, EVER!!!
 

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Not long ago I posted my comparison for my bike insurance from GEICO and Dairyland. Very close, the edge went to GEICO.

But...., reading forum threads got me interested in seeing how much full replacement coverage would cost me. GEICO doesn't have full replacement. And a lot of good things have been said about Progressive insurance so I called them. Had my GEICO policy right in front of me. Currently, my GEICO premium for my Fat Bob is $525 per year, will increase to $566 per year when my '13 RGC arrives. So, going down the page, item by item, of what I now have the Progressive guy figured everything and came up with $1,849 for a year with full replacement value (max of 2 years for full replacement coverage) and $1,822 per year without the full replacement coveraqge. WTF ???. We double checked all the coverage amounts. Exactly the same coveage amounts. He seemed truly astonished at the GEICO price. And yes, my cage is also now insured with GEICO but to also insure my cage with Progressive would not have made much difference in the Progressive quote.

$566 vs $1,800+ ??? Go figure.

Louisville Joe
That is strange I pay less than 566 for two bikes with progressive. And I just found out how good they are about paying up.
 

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as for progressive , one of the big dawgs , if not the biggest dawg , is a socialist and donates huge sums of money to undermine and destroy this country

JtB
 

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as for progressive , one of the big dawgs , if not the biggest dawg , is a socialist and donates huge sums of money to undermine and destroy this country

JtB
Progressive is a big contributor to the Anti-Second Amendment and Gun ownership.
 

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When I bought my RGU in July I checked, Progressive wanted over $800 more per year than GEICO. I'm with GEICO, been a GEICO customer for close to 20 years both car and bikes. Absolutely no regrets, and never an issue on any claim.
 

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When I bought my RGU in July I checked, Progressive wanted over $800 more per year than GEICO. I'm with GEICO, been a GEICO customer for close to 20 years both car and bikes. Absolutely no regrets, and never an issue on any claim.
Were you an Officer??
 

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there are a lot of rumors going around about progressive,I learned a lot when I checked with snopes.

not that I'm a fan of em,but I like to stick with the facts.
 

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I have Geico

I bought my 2012 RGC and insured it for 22,000.00 plus 5 in extras and it cost me 785.00 initially with 1000.00 deductible. I just upped the extras to 11K and it added another 185.00 per year. I know I have a high deductible but I can cover that.

Progressive was about 800.00 more per year.

I never had an issue with Geico always paid my claims and I use my own body shop not their recommended ones.
 

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I have mine with Nationwide and they have been great. It costs me $793 per full year with full replacement, $100 deduct. and I am covered for $7500 in add ons provided I have my receipts. 2008 RG
 

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Sorry if I offend any of the anti Geico people here. I have been with them for a few years without any complaints. In fact I have all my cars as well as my bikes insured with them. We even had a recent claim without incident. In fact their customer service was outstanding! I was with Alstate for years and it did not matter in spite of our excellent driving record, our rates kept jumping each year to the point it was ridiculous! And now they are kissing my ass to get my business back! However they still can not compete with Geico or Progressive for that matter . For now I will stay with them!

Enough said.
 

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Been with Geico for over 25 yrs cars & bike and have had no problems with them. Paid for everything on the bike when I wrecked last February. Very fast claims dept. Pay like $750 a yr for full coverage.
 

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I had Progressive several years ago, and they doubled my annual rate for no reason. I have had one moving violation in my life and it was 13 years ago. I immediately went to GEICO and haven't looked back. I don't know what they smoke at Progressive. Others swear by them, but that was not my experience.
Same thing happened with me with progressive. I now have markel with coverage on all my chrome and am very happy for 580 a year :)
 
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