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Discussion Starter #1 (Edited)
Not sure if this should be here, the non road glide discussion area or the road trip area so I will let the administrators decide as it has a bit of info for all the above.

A few weeks ago I was fortunate to be able to make a 5 day road trip as I had 6 days off from work. So I packed my camping gear and headed out to parts unknown.

I ended up heading west from my home on Mobile Bay (Alabama) to just outside of New Orleans, Hooked a right headed north to Natchez MS to pick up the Natchez Trace. I spent the latter half of the 1st day out heading up the Trace then camped at JEFF BUSBY'S campground.

The second day I continued north along the Trace through Nashville then on up to Cave City to stay at the Mammoth Cave National Park. ( I don't recommend riding through Nashville. I think it is as bad as Atlanta.) I was beginning to think the GPS was taking me around twice as it seemed forever 55miles to clear all the traffic.

Day 3 I headed east along the Davy Crockett Byways over to London Ky then down to the Iron Horse Motorcycle Lodge outside of Robbinsville NC. where I spent the next two nights. Riding the Dragon, the Cherohla Sky Way and surrounding areas before heading down to Atlanta then home on day 5.

This trip was made June 21st - 25th. and just a bit over 2,000 miles covered. I used my card here at home on July 1st at Wal-mart and July 4th at a local gas station.

On July 5th I was notified by my Discover Card that my info had been stolen and someone in Chicago IL. had made several purchase before they got greedy and attempted too large of an amount.

The thing is; is that they had an actual had a physical card in hand. A counterfeit.
Needless to say they are correcting the problem and crediting my account. I made a police report at their request and all will be well in a week or so. the only places that I used my card are gas stations, and to make a purchase or two along the way. The card only left my hand 1 time at a restaurant in Cave City. Other than that it was where I personally swiped it. So somewhere along the way it was skimmed.

The discover card agent told me that they usually work pretty fast making me suspicious of my local gas purchase but for them to make a physical card it was probable scanned somewhere on my trip as that takes a bit more time.

Anyway my point is be careful on your journeys and check those card readers more carefully. Also always hit clear after a purchase.
 

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That sucks, at least it is being taken care of. I always use my cards as credit and never inter my pin #. I have heard that when you swipe and enter your pin they can store the info on a blank card then use at places where you don't have to show the card to a teller. But that isn't fool proof because Discover i don't think has a debit option. doe's it.
 

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That does suck big time. I hate scammers. Glad you will not be out of money though.
 

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I am an attorney who has specialized in criminal law for over 18 years as a state prosecutor, federal prosecutor and criminal defense attorney. Your card information could have easily been "swiped" by someone hacking into a database where your card information was stored. For example, your bank. I have had several cases over the last few years where my clients purchased card information over the Internet and then made their own credit card. You are right be careful, but also never save your card information on a website when making an online purchase. For example, when setting up an account for say JP Cycles, don't save your card information in your profile. Also, always try to just use one CC on a trip and only use a card that reimburses you for fraud. I have Am Exp to be excellent.


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Discussion Starter #5
That sucks, at least it is being taken care of. I always use my cards as credit and never inter my pin #. I have heard that when you swipe and enter your pin they can store the info on a blank card then use at places where you don't have to show the card to a teller. But that isn't fool proof because Discover i don't think has a debit option. doe's it.
Your right I only used it as a credit card. They do have a pin option for cash advances at ATM's but I don't even know mine.

I am an attorney who has specialized in criminal law for over 18 years as a state prosecutor, federal prosecutor and criminal defense attorney. Your card information could have easily been "swiped" by someone hacking into a database where your card information was stored. For example, your bank. I have had several cases over the last few years where my clients purchased card information over the Internet and then made their own credit card. You are right be careful, but also never save your card information on a website when making an online purchase. For example, when setting up an account for say JP Cycles, don't save your card information in your profile. Also, always try to just use one CC on a trip and only use a card that reimburses you for fraud. I have Am Exp to be excellent.
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Good points, thanks for adding. I can only assume it was skimmed as that is the most likely, it could have been from anywhere.
 

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I recently had a similar thing happen to me. I just happened to go online to pay my AMEX bill and just a couple of days prior someone had made 3-seperate charges to a resort in Spain. I called AMEX right away to report it. The charges were made online according to them. I still had my card. AMEX took care of everything and sent me a new card overnight.

I had it happen several years ago too. I received a call from a online retail store to confirm that I wanted my purchase shipped to Vietnam. I had never even heard of the store and the employee that called said they thought it was suspicious. After checking my account there were a couple of other charges as well. I assume my info was stolen after I purchased something online from somewhere else since they had my phone number too.

What I learned is to be careful purchasing online. The people on the other end receiving your credit card info have all the info they need to make purchases online without physically having your card. There are dishonest people working at these places who will sell your information on the street.

Kudos to AMEX. They took care of removing all the bogus charges both times. They are my card of choice.
 

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Don't want to be scamed = CASH ;)
 

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I always use one particular card when traveling. Any automated transaction, like fuel purchases, require me to enter my billing zip code. Even if someone had the card number, they wouldn't know the zip code.

Yes, cash has its advantages... except if it gets lost or stolen. ;-)
 

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Discussion Starter #10
As for my online purchases I always use PayPal. It adds an additional layer of protection.

As for CASH... I bought my wife a new Netbook for our anniversary. It took me 15 minutes to check out because I wrote a check rather than use my credit card due to the above mentioned skimming.
 

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Gas stations are one of the best places for the crooks to install card readers to acquire your card info. Most gas pumps take the same key to open the pumps so the card reader can be installed by the scamers. I just as soon carry some cash and use a ATM at a bank or a credit union to get the cash I need for the next day or two. I don't use personal checks at all.
 

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Same Thing....

I am an attorney who has specialized in criminal law for over 18 years as a state prosecutor, federal prosecutor and criminal defense attorney. Your card information could have easily been "swiped" by someone hacking into a database where your card information was stored. For example, your bank. I have had several cases over the last few years where my clients purchased card information over the Internet and then made their own credit card. You are right be careful, but also never save your card information on a website when making an online purchase. For example, when setting up an account for say JP Cycles, don't save your card information in your profile. Also, always try to just use one CC on a trip and only use a card that reimburses you for fraud. I have Am Exp to be excellent.


Sent from my iPhone using MO Free
This is what we believed happned to my wifes gas card a couple years back. Data base was hacked.....They cought it right away; she only had to sign an affadavit that it wasn't her.
 

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I always use one particular card when traveling. Any automated transaction, like fuel purchases, require me to enter my billing zip code. Even if someone had the card number, they wouldn't know the zip code.
The zip code entry is only at gas pumps and then only when you're out of area.
 

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As for my online purchases I always use PayPal. It adds an additional layer of protection.

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Fraud is as rampant on PayPal as it is anywhere else. If ya think it's safe, it because you haven't been hit yet. Some Canadian advertising company fraudulently charged my account for a couple hundred bucks. I caught it..... Of course after the overdrawn charges started coming thru. PP did reimburse the money and my bank did reverse the OD charges but it took time to get it all done.
 

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Tom. forget PayPal. Used them one time in 2000 for a 5.00 tag fraim, ended up costing me 2,000 when said and done. PayPal has been hacked before and lots of card information stolen. PayPal was informed 2 days after the card was used and did not even try to stop the transaction.

No way I will ever use paypal agian!!
 
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