Bought the HD ESP from Jim for my '11. Paid for itself and when I traded in on my '15, I cashed in the unused part and got a nice chunk back.
Fast forward to my '15. Many questions back and forth to Jim about the new company. Cheaper yes, lower deductible per visit yes.
If you happen to get stranded and it takes a few days staying in a hotel while your bike gets fixed, big difference. New one doesn't pay new as much as the HD ESP for lodging, towing and such. Two or three days in a hotel and you're out any money you saved buying the new one.
I stuck with the original plan. My dealer gave me 10% off list if I bought it within 30 days of getting the new bike.
Fast forward to my '15. Many questions back and forth to Jim about the new company. Cheaper yes, lower deductible per visit yes.
If you happen to get stranded and it takes a few days staying in a hotel while your bike gets fixed, big difference. New one doesn't pay new as much as the HD ESP for lodging, towing and such. Two or three days in a hotel and you're out any money you saved buying the new one.
I stuck with the original plan. My dealer gave me 10% off list if I bought it within 30 days of getting the new bike.