I've purchased from Jim in the past. There are other dealers that will discount the plan if you shop around. Sometime next year I may take a summer trip and head up to Wisconsin to visit the factory and museum and just might ride over to Boardtracker (Kutter) H-D. I understand Jim can sell the H-D endorsed plan it to anyone, if you're at the dealership. His other plan actually sounds better, but I have concerns about who will accept it, too.